Free Mortgage Advice

Expert support to help you secure the right mortgage deal.

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Kind Wealth Free Mortgage Advice, Terms and Conditions Apply.

Kind Wealth Limited profile

Free mortgage advice - from start to finish

Through your employee benefits programme, powered by Pluxee, you can access free mortgage advice from our team at Kind Wealth, who are Whole of Market for Mortgages.

That means we have access to mortgage products from across the market, not just one lender – ensuring you receive recommendations based on what’s truly right for your needs.

You’ll pay no fee for our advice or service, from your first conversation through to completion.

Our advisers are here to help you find the right mortgage for your situation, save time, and make confident decisions – all with your best interests at heart.

Why choose us for your mortgage?

We are a Top Rated Advice Firm

We’re proud to say we are included in the VouchedFor Top Rated Guide as a Top Rated Advice Firm, distributed by the Times and the Telegraph. VouchedFor is the UK’s leading customer review site for financial advisers and planners.

The purpose of this guide is to help identify the best advisers throughout the UK based on client feedback.

There are around 6,000 financial advice firms across the UK, and just 165 are included in the 2026 Top Rated guide.

Access to the whole of market for mortgages

We compare mortgages from across the market to help you secure a deal that suits your needs and circumstances – and you’ll never pay us a fee for our advice.

Personal support from start to finish

We’ll be by your side at every stage – from your first conversation to completion – taking care of the paperwork and keeping everything running smoothly.

Clear, straightforward advice

We’ll cut through the jargon and help you understand all your options – from fixed and tracker rates to first-time buyer and buy-to-let mortgages – so you can make decisions with confidence.

Who we can help

Whatever stage you’re at, we’re here to make the mortgage process simpler, clearer, and completely free.

Our advisers regularly support:

First-time buyers

Guiding you from your first viewing to your first keys.

Home movers

Helping you find a mortgage that fits your next chapter.

Remortgagers

Reviewing your rate and checking if you could save.

Buy-to-let investors

Finding mortgages that make your investments work harder.

Self-employed or business owners

Helping you access competitive options even with complex income.

How our free mortgage advice works

1. Book your free initial consultation

Complete our quick form, call us directly on 01905 701270.

2. We’ll match you with an adviser

We’ll connect you with a mortgage adviser best suited to your needs.

3. Get expert support, completely free

Your adviser will find the most suitable mortgage from across the market, guide you through the process, and take care of the details.

Complete the form

During busy periods, if we’re unable to offer an appointment within a suitable timeframe, we may introduce you to one of our trusted partners, so you still receive timely support. Your mortgage advice will remain free and without obligation, just as it would be with a Kind Wealth adviser.

What others say...

Review of Joe Tumelty

What were the circumstances that caused you to initially look for an adviser?
We are a first time homeowner buyer. We needed help, advice and assistance on how to go through the process of securing a mortgage from an expert financial advisor.

How has Joe Tumelty helped you?
Joe has been very helpful to us. He was there from the start until the end of our journey. He helped us with all the paperwork, he had found and recommended the best deal that best suited for our circumstances and made the mortgage process run smoothly. Also, we are very grateful for his support, guidance and professional advice all throughout, as these certainly helped make our life easier. We couldn't be more grateful. We highly recommend Joe for his hard work and professionalism. Well done!

Have you seen the outcome you were hoping for?
Definitely received our expectations. We are very pleased with the outcome and we wanted to thank him for his hard work in securing a mortgage for us and for guiding us through the whole process.

What could they have done better?
We wish Joe and his company good luck! We hope that you continue the good deed and your incredible organisational skills so that you can help more people achieve their dream home.

Review of Joe Tumelty

What were the circumstances that caused you to initially look for an adviser?
Remortgage.

How has Joe Tumelty helped you?
I wish I could give Joe 20/10. He was nothing short of amazing, managing my mortgage with precision, attention to detail, care and dedication. No question was too trivial, and he continually reassured me throughout the entire process, especially regarding changing rates. Joe went above and beyond, supporting me with my lawyer and meticulously checking all my paperwork. Thank you so much, Joe. I will continue to recommend you to everyone I meet.

Have you seen the outcome you were hoping for?
Absolutely, 100%.

What could they have done better?
Nothing at all.

Review of Joe Tumelty

What were the circumstances that caused you to initially look for an adviser?
Moving house and wanted mortgage advice.

How has Joe Tumelty helped you?
Provided the advice whilst clarifying any legal jargon into something I understand. Providing excellent non pushy advice on products that he believes best suits my situation.

Have you seen the outcome you were hoping for?
Yes, moved out and had a seamless mortgage application process and even the change of purchase property wasn't an issue and dealt with seemingly stress-free.

What could they have done better?
Nothing, communication was great throughout, update emails signified I hadn't been forgotten. Phone calls where a more in-depth conversation was required. All communications were replied to swiftly and informatively.

Review of Joe Tumelty

What were the circumstances that caused you to initially look for an adviser?
We are a young couple and wanted to buy our first property in the UK. However, we were quite unsure about the steps to take in buying a house. Our agent recommended Joe and we are glad that we made the right choice.

How has Joe Tumelty helped you?
Joe made the entire process so much easier for us. He explained everything clearly, found the best options, and was always there to answer our questions. We couldn't have done it without him.

Have you seen the outcome you were hoping for?
Yes, Joe exceeded our expectations! He made the process smooth and stress-free, and we're thrilled with the outcome. We couldn't have asked for a better experience.

What could they have done better?
Honestly, Joe did an excellent job, and we're really happy with the support we received. We can't think of anything he could've done better. He was thorough, approachable, and always on top of things.

Review of Joe Tumelty

What were the circumstances that caused you to initially look for an adviser?
First time property purchase advice.

How has Joe Tumelty helped you?
Very informative advice on all aspects of obtaining a mortgage, managing certain finances and insurances.

Have you seen the outcome you were hoping for?
Yes definitely.

What could they have done better?
Excellent service and no complaints of what could have been better. Joe and Kind Wealth were extremely helpful and pleasant to speak to for advice.

Ready to take the next step?

If you’d like to take the next step and explore this further, you can book a complimentary, no-obligation consultation.

Book my consultation
Please note: Other charges outside of Kind Wealth may apply, including but not limited to: fees charged by the lender, conveyancing fees and any relevant insurance policies relating to your property. You will be made aware of these fees prior to any commitment to proceed with a mortgage application.
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