Financial Wellbeing Hub
Everyone deserves to feel confident about their finances.
Here you’ll find a range of helpful articles and guides to support your financial wellbeing – wherever you are on your journey.
Phasing into retirement: The flexible options you might consider
Traditionally, you’d go from full-time employment to retirement on a set date. Now, more workers a...
3 reasons why pension consolidation could boost your retirement income
Increasingly, UK savers are losing track of their pensions. In October 2024, research by Pensions UK...
4 things to consider when deciding your mortgage term
When you’re taking out a mortgage, you can choose the period you want to repay the loan over. Choo...
How pension and Inheritance Tax policy changes could affect your legacy
From April 2027, pensions are expected to fall within your estate and could be liable for Inheritanc...
Planning for care: How to set out your wishes
Planning for the possibility of needing care can be daunting, but it also provides you with a sense ...
6 reasons why your mortgage application could be rejected
For many in the UK, owning a home remains a major life goal. Indeed, a survey presented by the Finan...
Explained: How remortgaging works and why it’s important
Remortgaging is a task most homeowners will do at some point. Yet, it can seem complex or something ...
The decumulation dilemmas you might need to overcome when you retire
Traditionally, you’d go from full-time employment to retirement on a set date. Now, more workers a...
Think cash is king? It might be time to review your mantra
Cash can be comforting. It’s familiar, it’s accessible, and it’s tangible. But while cash savi...
2 key mortgage options if you’re moving up the property ladder
If you’ve found your next home, one important area to consider is what you’ll do with your mortg...
5 powerful Warren Buffett lessons that could benefit ordinary investors
After more than five decades at the helm of Berkshire Hathaway, legendary investor Warren Buffett ha...
Financial protection: 3 useful questions to help you calculate appropriate cover
Financial protection may provide you or your loved ones with a financial injection when you need it ...
The autopilot mortgage mistakes that could cost you money
With hundreds of decisions to make every day, you can end up acting on autopilot. While this is usef...
How to use an unexpected windfall to create long-term prosperity
If an unexpected lump sum lands in your bank account, you might be tempted to splash out and treat y...
The tricks that could shorten your mortgage term
Paying off your mortgage can come with a sense of relief and accomplishment. So, if you want to clea...
Financial protection: The key options that could protect your lifestyle and family
Financial protection could provide you with a cash boost when you need it most, and there’s more t...
5 top tips for securing a mortgage
Applying for a mortgage, whether you’re buying your first home or remortgaging, can feel like a da...
Financial protection: How it could help you bridge an income gap
You don’t know what’s around the corner, but that doesn’t mean you can’t prepare for it.
Why locking in a new mortgage deal could save you money
Even if your current mortgage deal doesn’t expire for a few months, searching the market now could...
Could overpaying your mortgage save you thousands of pounds?
As well as saving money, overpaying your mortgage could mean the debt is paid off sooner. For many f...
Behavioural bias: 5 cognitive biases that could affect your finances
When you’re making large financial decisions, basing them on facts and logic could help you choose...
The first-time buyers guide to securing a mortgage
Preparing to buy your first home can be exciting, but it might also be a milestone you’re feeling ...
Research: The perils of chasing stock market “winners”
Following the stocks and shares that have experienced impressive returns can seem like fun and a way...
The pros and cons of buying a new-build property
When you’re buying a property, you have a lot of decisions to make. One you might be weighing up i...
5 smart reasons why retirement planning should start in your 30s and 40s
If you’re working and contributing to your pension, you might think you don’t need to do any mor...
The voice cloning AI scam you need to be aware of
Artificial Intelligence (AI) is providing scammers with new ways to try and dupe you. One type of sc...
2 valuable types of financial protection to consider if you have a family
How would your family cope financially if you passed away? It may be a difficult question to conside...
How to join the pension treasure hunt and discover “lost” savings
You could uncover “lost” pension savings and boost your retirement by tracking down old pots you...
Why failing to remortgage could cost you hundreds of pounds every month
When your current mortgage deal ends, ideally you want to review your mortgage options and potential...
Higher-rate taxpayers: Beware of the 60% tax trap
The tapering of the Personal Allowance means some higher-rate taxpayers effectively pay an Income Ta...